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<title>NFCC: Credit Counseling 101</title>

<link>http://www.debtadvice.org/</link>

<language>en-us</language>

<copyright>&#xA9; 2010 National Foundation for Credit Counseling</copyright>

<lastBuildDate>Thu, 01 Jul 2010 06:00:00 EST</lastBuildDate>

<itunes:subtitle>Credit counseling is a logical first step for anyone wanting to take control of their finances.</itunes:subtitle>

<itunes:author>National Foundation for Credit Counseling</itunes:author>

<itunes:summary>Each year, more than three million people receive counseling and educational services from NFCC Member Agencies. More than one-third of all consumers who come to an NFCC agency for counseling are able to manage their debt on their own after receiving financial education and counseling.</itunes:summary>

<description>Each year, more than three million people receive counseling and educational services from NFCC Member Agencies. More than one-third of all consumers who come to an NFCC agency for counseling are able to manage their debt on their own after receiving financial education and counseling.</description>

<itunes:owner>

<itunes:name>NFCC</itunes:name>

<itunes:email>erivas@westglen.com</itunes:email>

</itunes:owner>

<itunes:image href="http://www.the411tv.com/podcast/images/NFCC_Podcast.jpg" />

<itunes:category text="Business">

<itunes:category text="Investing"/>

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<itunes:explicit>no</itunes:explicit> 

<item>

<title>Debt Management VS Debt Settlement</title>

<itunes:author>National Foundation for Credit Counseling</itunes:author>

<itunes:subtitle>A Debt Management Plan may be the right option.</itunes:subtitle>

<itunes:summary>What a debt settlement company offers you is very different from a debt management plan.</itunes:summary>

<description>A Debt Management Plan may be the right option for people who are really struggling to satisfy their debts.</description>

<enclosure url="http://www.the411tv.com/podcast/05_debt_management_vs_debt_settlement.mp4" length="42046523" type="video/mp4" />

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<pubDate>Thu, 01 Jul 2010 06:00:00 EST</pubDate>

<itunes:duration>3:54</itunes:duration>

<itunes:keywords>nfcc, non-profit, finance, credit card, payment, saving, credit counseling, debt mamagement, debt settlement</itunes:keywords>


</item>

<item>

<title>What is a Debt Management Plan?</title>

<itunes:author>National Foundation for Credit Counseling</itunes:author>

<itunes:subtitle>Set up a payment schedule to repay your debts.</itunes:subtitle>

<itunes:summary>A Debt Management Plan can improve your financial and credit standing.</itunes:summary>

<description>Set up a payment schedule to repay your debts. A Debt Management Plan can improve your financial and credit standing.</description>

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<pubDate>Tue, 01 Jun 2010 06:00:00 EST</pubDate>

<itunes:duration>2:27</itunes:duration>

<itunes:keywords>nfcc, non-profit, finance, credit card, payment, saving, credit counseling, debt mamagement</itunes:keywords>


</item>

<item>

<title>What Happens In A Counseling Session</title>

<itunes:author>National Foundation for Credit Counseling</itunes:author>

<itunes:subtitle>Achieve your best financial future.</itunes:subtitle>

<itunes:summary>A counselor is an advisor who has the training and resources to help.</itunes:summary>

<description>A counselor is an advisor who has the training and resources to help you achieve your best financial future.</description>

<enclosure url="http://www.the411tv.com/podcast/03_what_happens_in_a_counseling_session.mp4" length="32799264" type="video/mp4" />

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<pubDate>Fri, 01 May 2010 06:00:00 EST</pubDate>

<itunes:duration>2:58</itunes:duration>

<itunes:keywords>nfcc, non-profit, finance, credit card, payment, saving, credit counseling</itunes:keywords>


</item>

<item>

<title>Barriers to Seeking Counseling</title>

<itunes:author>National Foundation for Credit Counseling</itunes:author>

<itunes:subtitle>Asking for help can be difficult.</itunes:subtitle>

<itunes:summary>The sooner you reach out for help, the more options you’ll have.</itunes:summary>

<description>Asking for help can be difficult. The sooner you reach out for help, the more options you'll have.</description>

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<pubDate>Thu, 01 Apr 2010 06:00:00 EST</pubDate>

<itunes:duration>2:47</itunes:duration>

<itunes:keywords>nfcc, non-profit, finance, credit card, payment, saving, credit counseling</itunes:keywords>


</item>

<item>

<title>Determining Need for Counseling</title>

<itunes:author>National Foundation for Credit Counseling</itunes:author>

<itunes:subtitle>Take a proactive approach.</itunes:subtitle>

<itunes:summary>Recognize the warning signs that financial hardship might be in your future.</itunes:summary>

<description>Take a proactive approach. Recognize the warning signs that financial hardship might be in your future.</description>

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<pubDate>Mon, 01 Mar 2010 09:00:00 EST</pubDate>

<itunes:duration>2:35</itunes:duration>

<itunes:keywords>nfcc, non-profit, finance, credit card, payment, saving, credit counseling</itunes:keywords>


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